One of the greatest lies from the looney left about Medicare is that seniors are stupid and therefore cannot make choices from all the private Medicare options in the market (there are public options too). The corrollary to that lie is that once seniors make their choice they are forever locked into the clutches of bloodsucking for-profit insurance companies and cannot change their mind. That's another looney left lie about Medicare.
As the Medicare and You booklet (see image from the booklet above; 2014 booklet cover illustrated in upper right corner of image) clearly shows, seniors and other Medicare beneficiaries get "at least one" -- not just one -- chance per year to make changes to their plans.
In particular, as uncomplicated and as normal as making choices is for us senior consumers:
- Low-income seniors nationwide who decide they made a mistake can change Medicare Part C or D plans every month if they want. And they can change for any other reason.
- Middle income seniors who decide they made a mistake (or for any other reason) can change plans twice a year as long as they qualify for their state's pharmaceutical assistance program (in Massachusetts, for example, that is available to couples making up to $70,000 a year in retirement; that's very high middle income people).
And of course you can change plans1 for all the usual reasons such as if you move or if the plan goes out of business. So it turns out that only rich seniors are locked in for an entire year. And we all know what the looney left thinks about rich seniors or rich people of any age.
1One thing the looney left likes to tout is a feature of the Patient Protection and Affordable Care Act that lets seniors upgrade to a five-star plan at anytime during a year. This is true and is a good option if you have such plans in your county. Unfortunately there are only a few dozen such plans in the entire United States. That's because the Obama-administration star-rating system for Medicare health plans is one of the stupidest metrics ever devised by a head-up-their-rear bureaucrat. It kind of reminds you of the VA wait-time metric system.
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