The Washigton Post on February 24 featured an opinion piece titled "Five Myths about Medicare." There are definitely five outrageous myths in this article. But they are not myths being cleared up by WaPo but old Medicare myths introduced by the author apparently to oppose Medicare premium support. Here's what WaPo says followed by the truth:
- This article says “the majority of Medicare beneficiaries have supplemental insurance… However, Medicare coverage is still costly; beneficiaries pay relatively high deductibles and co-insurance.” Actually,
- Medicare beneficiaries is NOT still costly with supplements; we seniors don’t pay high co-pays or deductibles IF we have private Medicare supplemental insurance. That benefit -- plus some protection against catastrophe -- is why we have to get private insurance (there is also an increasingly popular 'public' option, Medicare Part C, that supplements Medicare--see below)
- More misleading by WaPo, the number of us seniors with supplemental insurance is much more than a “majority;” more than 90% of us on Medicare depend on supplements of some kind (see illustration).